What your balance earns is yours to direct.

Earnings compound automatically. When you want them somewhere else, you decide where — and you confirm every move yourself.

Your earnings. Your choice.

All the details

Earnings (blue) stay in the balance and become part of what earns next time. That's compounding — it happens automatically inside the strategy, at whatever the variable rate is. There's no fixed return.

Shape only — no rates or values implied

How each one works.

Reinvest: The default. Earnings stay inside the strategy and become part of the balance that earns next. There's no extra step and no extra fee — and no fixed return.
Buy stocks: Swap earnings for Robinhood Stock Tokens at live prices. Each purchase is quoted on Robinhood Chain, re-quoted right before you sign, and can't fill below a minimum you see first. You confirm every swap.
Send: Send USDG from your balance straight to another wallet in a single transaction. You see the full address, amount and network fee first. Transfers are final.
Save toward a goal: Give a goal a share of new earnings, tag deposits to it, and watch the ring fill. Progress counts only what's verifiably attributed.
Spend: Not available yet — it needs a card issuer. Until then you can withdraw USDG to your wallet and spend it wherever it's accepted.

Stock Tokens, checked live.

The example split — 50% NVDA, 30% AAPL, 20% AMZN — only works because all three exist as Robinhood Stock Tokens. This table is read from Robinhood's registry each time you load it.

Stock Tokens are debt securities issued by Robinhood Assets (Jersey) Limited that track a share's price, adjusted for dividends and splits. They aren't offered to U.S. persons or in the UK, Canada, Switzerland and other restricted countries. You're asked to confirm eligibility before buying.

Supported Stock Tokens

Robinhood registry

Let your everyday spending move you closer.

Point rewards and a share of your earnings at something you want. Each verified contribution moves the goal forward — you can see exactly where every dollar came from.

From deposits you tag: Verified onchain
From earnings: A share you choose
Never: Guessed or projected

Illustrative goal

A MacBook

of $1,499

0% of the way there

Try it — these buttons only move this example. In the app, progress comes only from deposits verified onchain and earnings your balance actually generated.